We Make Auto Financing Easy for Philadelphia Drivers

  

Shopping for a new Kia is fun, but the process involves a bit more than just finding a vehicle that you love. Once you have picked out the new Kia vehicle that fits your needs the best, you'll need to figure out how to pay for it. At Raceway Kia of Conshohocken, our team of finance experts work with local lenders to provide you with auto loan options that fit your needs best. And we are dedicated to making sure you know all of your options, including financing, leasing, payment plans, and outright purchase. Navigating everything in the auto financing process can certainly be overwhelming, but that is exactly why we are here to help.

Should I Buy or Lease a Kia Vehicle?

One of the most asked questions we get is whether buying or leasing is better. The short answer is: it depends. But here is a breakdown of what it depends on. First off, if you know you will want to keep the car for a long time, purchasing is going to be the better option. However, there are a few different ways to go about buying the car. The first option is through an auto loan, which will have you paying a principal and interest each month for a set term. Then, once you have paid the full amount of your loan, the car is yours outright. You can also pay for the vehicle in full from the get-go, or even trade in your current vehicle for credit. Buying allows for a great flexibility in payment plans and also sets you up for a larger investment over time. 


However, if you are not sure if you want to keep the car for more than a couple of years and select a brand new model, you have the option to lease it. After a down payment, you will pay a set amount towards the car each month for a set period of time. And routine maintenance at our Kia service center is complimentary during the lease. It is important to note that there will be limits on how many miles you can drive during the lease. That said, if you are not an avid roadtripper and do not have a long work commute, then this will likely be fine. When the lease is over, you have the option to purchase the car - with the money you have put into it during the lease going straight to the cost - or, you can trade it in for a new one.  All in all, a lease is a great option for those looking to always have the newest vehicles out there, but a purchase is perfect for drivers who want to make a long-term investment.

How to Apply for Auto Financing 

If you decide that you do want to purchase your vehicle via an auto loan, we at Raceway Kia of Conshohocken make the process easy. Our customers have the ability to get pre-approved for auto financing before even stepping foot on the lot. By filling out our online application with information such as your name, date of birth, etc., you will know your budget before you start looking at cars. This way, you can plan accordingly, saving you the time you may have otherwise spent looking at models out of your budget. Our team is committed to keeping your car-buying experience both positive and timely. 

Determining a Car's Trade In Value

Are you planning on trading in your current vehicle when you purchase a new or pre-owned Kia model? You can use our Kelley Blue Book Trade Value Tool to get an instant cash offer for your car. This can then be applied to your vehicle purchase at our dealership. Having this information ahead of time, like your loan pre-approval, can assist you in planning for your end-all purchase. Because once you have your instant cash offer, you will be able to determine the total amount you need to pay out of pocket or finance based on the vehicle you are interested in.

Kia Financing in Conshohocken, PA

If you have found your ideal new or pre-owned vehicle online or on our lot, schedule an appointment with the Raceway Kia of Conshohocken finance department. Our experts are here to provide you with options that fit your budget, including loan packages and payment plans. You can get started by filling out the credit application online or by contacting us today.


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Contact

Raceway Kia of Conshohocken

1402 W Ridge Pike
Directions Conshohocken, PA 19428

  • Sales: (610) 279-3020
  • Service: (610) 279-3020
  • Parts: (610) 279-3020

Showroom Hours

  • Monday 9:00 am - 8:00 pm
  • Tuesday 9:00 am - 8:00 pm
  • Wednesday 9:00 am - 8:00 pm
  • Thursday 9:00 am - 8:00 pm
  • Friday 9:00 am - 8:00 pm
  • Saturday 9:00 am - 6:00 pm
  • Sunday Day of Rest
See All Department Hours

Dealership Hours

  • Monday 9:00 am - 8:00 pm
  • Tuesday 9:00 am - 8:00 pm
  • Wednesday 9:00 am - 8:00 pm
  • Thursday 9:00 am - 8:00 pm
  • Friday 9:00 am - 8:00 pm
  • Saturday 9:00 am - 6:00 pm
  • Sunday Day of Rest

Parts Dept. Hours

  • Monday 7:30 am - 6:00 pm
  • Tuesday 7:30 am - 6:00 pm
  • Wednesday 7:30 am - 6:00 pm
  • Thursday 7:30 am - 6:00 pm
  • Friday 7:30 am - 6:00 pm
  • Saturday 8:00 am - 3:00 pm
  • Sunday Day of Rest

Service Dept. Hours

  • Monday 7:30 am - 6:00 pm
  • Tuesday 7:30 am - 8:00 pm
  • Wednesday 7:30 am - 6:00 pm
  • Thursday 7:30 am - 8:00 pm
  • Friday 7:30 am - 6:00 pm
  • Saturday 8:00 am - 3:00 pm
  • Sunday Day of Rest